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Crane Bank Ltd & Ors v DFCU Bank Ltd & Ors [2025] EWHC 1915 (Comm) (24 July 2025)

Source: Open mirrored case · Original bailii.org

Sanctions — Geo —

Executive Summary

  • The case concerns Crane Bank Ltd (CBL), a Ugandan bank placed under statutory management and receivership by the Bank of Uganda in 2016-2017 due to alleged undercapitalisation and systemic risk.
  • Claimants allege the Bank of Uganda orchestrated a corrupt scheme to seize CBL’s assets and sell them at a gross undervalue to DFCU Bank Ltd.
  • DFCU defends by relying on PricewaterhouseCoopers (PWC) reports commissioned by the Bank of Uganda, which indicate serious mismanagement at CBL.
  • The current hearing focuses narrowly on whether DFCU may amend its defence to plead the PWC reports as factual evidence.
  • The court partially permits amendments to rely on the existence and terms of the PWC reports but denies permission to plead their conclusions as proven facts.
  • The case is complex, with over 10,000 pages of evidence and a 12-week trial scheduled for late 2025.

Sanctions Highlights

  • — No sanctions implications identified in the case.

Emerging Risks

  • Potential reputational risk for Ugandan financial regulators if corruption allegations are substantiated.
  • Risk of undermining confidence in Uganda’s banking sector due to claims of regulatory misconduct and asset misappropriation.
  • Legal uncertainty over the evidentiary use of third-party investigative reports in complex financial litigation.
  • Possible precedent-setting impact on how financial mismanagement and regulatory actions are litigated in cross-border contexts.

Geopolitical Impact

  • — No direct geopolitical significance or involvement of other countries noted.

Economic Intelligence

  • CBL was previously a leading, profitable Ugandan bank with a strong balance sheet per audited financials.
  • Allegations of a “gross undervalue” sale to DFCU suggest significant financial loss to CBL shareholders.
  • PWC reports allege serious mismanagement, including false balance sheets, shareholder concealment, and insider deals, potentially justifying regulatory intervention.
  • The outcome may affect investor confidence in Ugandan banking assets and regulatory transparency.
  • The case highlights risks in bank asset transfers under regulatory receivership in emerging markets.

Strategic Recommendations

  • Monitor trial developments closely for judicial interpretation of evidentiary standards regarding third-party reports.
  • Assess potential impacts on Ugandan banking sector stability and regulatory credibility.
  • Advise clients with interests in Ugandan financial institutions to review exposure to regulatory and reputational risks.
  • Consider implications for due diligence processes in acquisitions involving distressed banks in similar jurisdictions.
  • Prepare for possible increased scrutiny of regulatory actions and asset valuations in emerging market financial disputes.

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**Source Notes:**

Sanctions Intelligence Digest — [https://empyreanprotocol.com/litigation/view/www.bailii.org/ew/cases/EWHC/Comm/2025/1915.txt](https://empyreanprotocol.com/litigation/view/www.bailii.org/ew/cases/EWHC/Comm/2025/1915.txt)

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